Week One
The Legal Landscape & Risks to Consumers
July 22, 2020
1:00 PM ET / 10:00 AM PT
ISAs are frequently touted by their backers as neither a “loan” nor “credit,” but what does the law actually say? This panel will look at the evolution of the current market for ISAs, outline the federal legal framework that regulates all credit and debt taken on by consumers, and apply this framework to the emerging ISA market.
Opening Speaker
Oregon Attorney General Ellen Rosenblum
Panel Discussion
Income Share Agreements: The Legal Landscape & Risk to Consumers
Josh Delaney
Senior Education Policy Advisor, Office of Senator Elizabeth Warren
Kevin James
Founder & CEO, Better Future Forward
Julie Margetta Morgan
Vice President, Research, Roosevelt Institute
Joanna Pearl
Former Enforcement Chief of Staff and Acting Principal Deputy Enforcement Director for the Consumer Financial Protection Bureau
Brian Shearer
Legal Director, Justice Catalyst Law and former Attorney-Advisor, CFPB Division of Supervision, Enforcement and Fair Lending
Jessica Whitney
Director of Consumer Protection, Iowa Attorney General Tom Miller
Moderated by Danielle Douglas-Gabriel, Washington Post
