Week Two
Fair Lending, Discrimination & ISAs
July 30, 2020
2:00 PM ET / 11:00 AM PT
Many ISAs use differential pricing across schools and majors, relying on criteria that often align with race and gender. This panel will examine the disparate impact of ISAs, particularly on women and people of color. Panelists will explore the federal and state fair lending laws intended to protect consumers from discrimination and how ISAs fit into this existing fair lending framework.
Opening Speaker
Rohit Chopra, Commissioner, Federal Trade Commission
Panel Discussion
Fair Lending, Discrimination, and Income Share Agreements
Alissa Gardenswartz
Shareholder, Brownstein Hyatt Farber Schreck
Tariq Habash
Head of Investigations, Student Borrower Protection Center
Stephen Hayes
Partner, Relman Colfax
Daniel Rogers
Founder, A.M Money
Nick Smyth
Senior Deputy Attorney General, Assistant Director of the Bureau of Consumer Protection, Pennsylvania Office of the Attorney General
Moderated by Stacy Cowley, New York Times
